Financial Advice for 20s/30s People

I enjoy personal finance books and thought Ramit Sethi’s contribution to the genre, I Will Teach You To Be Rich, was funny and well thought out.

If you’ve read other personal finance books, the ideas in this one probably won’t be all that new to you, but Sethi’s presentation, as well as his perspective writing to younger readers, is helpful.  I found myself making notes of things that I know I should be doing (like setting up sub-accounts in our ING savings account for different savings goals) but hadn’t ever gotten around to doing.

I appreciated Sethi’s openness to different viewpoints (such as on the “should you use credit cards at all” question) but also his willingness to challenge accepted wisdom (such as the question of whether home ownership is really smart in every case).  Again, the direction of the book to people in their 20s and 30s is helpful, as financial strategies and goals do change over time.

If you’re a youngish person who is interested in personal finance and/or really needs to get your financial life in gear, I’d recommend I Will Teach You To Be Rich, both for its practicality and its entertaining readability.


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